brings you

cashflow mastery

in association with

Go from money zero
to hero in 3 months

 

 

At Home Advantage we believe that being clever with money starts with taking control of your cashflow. That’s why we’ve partnered with the team at Clever Money to make their Cashflow Mastery programme available to our clients.

It doesn’t matter what you earn, without positive cashflow you cannot live within your means or save money or reduce debt. So if you want to reach your financial goals, it all begins here. Scroll down to find out more.

 

brings you

cashflow mastery

in association with

Go from money zero
to hero in 3 months

 

At Home Advantage we believe that being clever with money starts with taking control of your cashflow. That’s why we’ve partnered with the team at Clever Money to make their Cashflow Mastery programme available to our clients.

It doesn’t matter what you earn, without positive cashflow you cannot live within your means or save money or reduce debt. So if you want to reach your financial goals, it all begins here. Scroll down to find out more.

Cashflow Mastery

an introduction

Financial habits today create your financial tomorrow. Cashflow management is at the heart of long term financial success. Talk to one of the Clever Money Team about how Cashflow Mastery can put you in control. 

Programme Overview

Cashflow Mastery is a three month programme run by a Clever Money financial coach and delivered 1:1 in the comfort of your own home. Here’s what to expect:

Step 1 - Set-up

The programme begins with two months tracking of your cashflow. By integrating your bank transactions into Pocketsmith *, you and your Clever Money coach can start to get a handle on current financial behaviors.

* Disclosure: this is an affiliate link. Clever Money will receive a referral fee if you sign up and pay for the Pocketsmith service.

Step 2 - Tracking

With regular catch ups and support from your Clever Money coach, you will then embark on two months tracking of your cashflow. In addition to raising awareness, the information from this exercise will provide a foundation from which to build your cashflow strategy.

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Step 3 - Discovery

With two months cashflow from which to work, the next step is the discovery stage - this involves figuring out what is currently happening and the longer term cashflow implications. With your Clever Money coach, you'll also take another look at your goals and firm up on some of the details. This critical stage sets the foundation for step 4 - developing a cashflow strategy.

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Step 4 - Strategy

With a good understanding of current cashflow and key goals, your Clever Money coach will develop your personal cashflow strategy. This will provide a guide on cashflow targets, banking and debt structures as well as recommended behavioural strategies which will help you achieve the goals and 'get more life from your money'.

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Step 5 -Implementation

After agreeing on the priorities and steps outlined in your cashflow strategy, your Clever Money coach will work with you to implement the agreed recommendations. This may include making changes to your debt and banking structures as well as establishing spend and income targets. 

Step 6 -Monitor and Review

Your cashflow strategy is really just the start....to be successful you'll need to maintain focus on your plans and be ready to adapt as life's curveballs get thrown at you. You should review your strategy at least once a quarter ideally with your Clever Money adviser and make adjustments as necessary to ensure your plans reflect changes in your life and your goals.

The Programme

Cashflow Mastery is a three month programme run by a Clever Money financial coach and delivered 1:1 in the comfort of your own home. Here’s what to expect:

Step 1 - Set up

The programme begins with two months tracking of your cashflow. By integrating your bank transactions into Pocketsmith *, you and your Clever Money coach can start to get a handle on current financial behaviors.

* Disclosure: this is an affiliate link. Clever Money will receive a referral fee if you sign up and pay for the Pocketsmith service.

Step 2 - Tracking

With regular catch ups and support from your Clever Money coach, you will then embark on two months tracking of your cashflow. In addition to raising awareness, the information from this exercise will provide a foundation from which to build your cashflow strategy.

U

Step 3 - Discovery

With two months cashflow from which to work, the next step is the discovery stage - this involves figuring out what is currently happening and the longer term cashflow implications. With your Clever Money coach, you'll also take another look at your goals and firm up on some of the details. This critical stage sets the foundation for step 4 - developing a cashflow strategy.

l

Step 4 - Strategy

With a good understanding of current cashflow and key goals, your Clever Money coach will develop your personal cashflow strategy. This will provide a guide on cashflow targets, banking and debt structures as well as recommended behavioural strategies which will help you achieve the goals and 'get more life from your money'.

Z

Step 5 -Implementation

After agreeing on the priorities and steps outlined in your cashflow strategy, your Clever Money coach will work with you to implement the agreed recommendations. This may include making changes to your debt and banking structures as well as establishing spend and income targets.

Step 6 -Monitor and Review

Your cashflow strategy is really just the start....to be successful you'll need to maintain focus on your plans and be ready to adapt as life's curveballs get thrown at you. You should review your strategy at least once a quarter ideally with your Clever Money adviser and make adjustments as necessary to ensure your plans reflect changes in your life and your goals.

what you get

Programme Features

Every Cashflow Master programme comes with ongoing 1:1 financial coaching, purpose-built deliverables and a monthly check-in. Not to mention our ROI* guarantee.

1:1 Financial Coaching

You will work directly with one of the AFAs who will coordinate and lead your programme. They will also provide coaching and act as an accountability partner along the way.

Regular check-in

Your Clever Money partner will check in with you at regular points during the three month programme to see how you're getting on and providing assistance or guidance as required.

Behavioural Cashflow Strategy

Your personal cashflow strategy is a guide detailing recommendations, actions and steps, prioritised to help you achieve the goals you've set.

Plus

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ROI Guarantee

Our programme is backed by our return on investment (ROI) guarantee. If we are unable to demonstrate tangible benefits at least twice the cost of the programme within 2 years of implementation, we will refund the difference.

1:1 Financial Coaching

You will work directly with one of the AFAs who will coordinate and lead your programme. They will also provide coaching and act as an accountability partner along the way.

Regular check-in

Your Clever Money partner will check in with you at regular points during the three month programme to see how you're getting on and providing assistance or guidance as required.

Behavioural Cashflow Strategy

Your personal cashflow strategy is a guide detailing recommendations, actions and steps, prioritised to help you achieve the goals you've set and get control over your money.

Plus

R

ROI Guarantee

Our programme is backed by our return on investment (ROI) guarantee. If we are unable to demonstrate tangible benefits at least 2 times the cost of the programme within 2 years of implementation, we will refund the difference.

The Clever Money Team

Helping you get more life from your money

All Clever Money programmes are delivered by qualified Authorised Financial Advisers.

Anais

Wingperson extraordinaire

Eats chaos for breakfast and makes the impossible possible. Anais runs the engine room of Clever Money - making sure stuff gets done when it needs to, keeping the back office running.

 

Ben

Test Pilot/Client Partner

AFA

Ben provides a reality check on Clever Money programme development. He is the guy who will take a step back and provide valuable practical insights on ideas, concepts and process design.

A qualified financial adviser (AFA), Ben works alongside David as a client partner, helping them create more successful financial outcomes.

 

David

Concept Alchemist/Client Partner

MBA, GradDipBusStud, AFA

The elder statesman of the team, David is largely responsible for design and development of our programmes.

A qualified financial adviser, David works alongside Ben, partnering with clients to help them achieve their financial goals.

 

Our role:

When you work with a Clever Money adviser, this is what you can expect from us:

Financial Organisation. We will help bring order to your financial life, by assisting you in getting your financial house in order.

Accountability Partner. We will help you follow through on financial commitments, .

Sounding Board. We bring an objective perspective to help you avoid emotionally driven decisions in important money matters.

Looking forward. We work with you to anticipate your life transitions and to be financially prepared for them.

Education. We will explore what specific knowledge will be needed to succeed in your situation.

Financial Partner. We will work in concert with you, not just for you.

Anais

Wingperson extraordinaire

Eats chaos for breakfast and makes the impossible possible. Anais runs the engine room of Clever Money - making sure stuff gets done when it needs to, keeping the back office running.

 

Ben

Test Pilot/Client Partner

AFA

Ben provides a reality check on Clever Money programme development. He is the guy who will take a step back and provide valuable practical insights on ideas, concepts and process design.

A qualified financial adviser (AFA), Ben works alongside David as a client partner, helping them create more successful financial outcomes.

 

David

Concept Alchemist/Client Partner

MBA, GradDipBusStud, AFA

The elder statesman of the team, David is largely responsible for design and development of our programmes.

A qualified financial adviser, David works alongside Ben, partnering with clients to help them achieve their financial goals.

 

Our role:

When you work with a Clever Money adviser, this is what you can expect from us:

Financial Organisation. We will help bring order to your financial life, by assisting you in getting your financial house in order.

Accountability Partner. We will help you follow through on financial commitments, .

Sounding Board. We bring an objective perspective to help you avoid emotionally driven decisions in important money matters.

Looking forward. We work with you to anticipate your life transitions and to be financially prepared for them.

Education. We will explore what specific knowledge will be needed to succeed in your situation.

Financial Partner. We will work in concert with you, not just for you.

would you like to learn more

Is this programme for you?

Find out by booking a discovery call with David or Ben NOW.